The Dangers of ETF Overlap in Your TFSA Portfolio
Let’s say your TFSA has 3 ETFs inside, namely the Nasdaq 100, MSCI World, and S&P 500. How diversified do you think you are? The top 10 all look the same, which might make you think it’s the same ETF if you read the fund fact sheet in a hurry. That is ETF overlap, and […]
TFSA Explained for Beginners
Nineteen people in Azania have become TFSA millionaires. Not one of them has touched the R500 000 lifetime limit, because nobody in this country has been allowed to yet. Eighteen of them are with EasyEquities. One of them works for Ninety One. And the honest reason it’s only nineteen and not nineteen thousand isn’t the […]
Is the MSCI World ETF A Good Buy For Your Portfolio?
Everyone calls the MSCI World ETF the safe one. The grown-up ETF. The diversified one you buy when you have calmed down from chasing Nasdaq returns. Then you open the fact sheet and find out that 72% of this “world” is one country: The US. I used to recommend it as the responsible choice without […]
Is the Nasdaq 100 ETF a Good Buy for Your TFSA?
I am not a financial advisor. This article is for educational purposes only and should not be taken as personal financial advice. The question is everywhere right now. OpenAI, Google, Nvidia, Anthropic, Meta, and more. Everyone is watching the AI race and thinking: Should I put my TFSA money into the Nasdaq 100? Short answer: […]
LISP RA vs Traditional RA: What’s the difference?
I’ve been seeing various videos online about people’s retirement annuity (RA) returns and fees. When I looked at the comments, I realised most people don’t know the difference between a LISP RA vs Traditional RA. These are set out to achieve the same goal: ensuring you retire comfortably, but choosing the wrong one could cost […]