Published 5 April 2026
This page explains how content is researched, written, updated, and maintained on The Azanian Investor. It also explains how calculators are built, what sources are used, and how readers can report errors.
Editorial Mission
The Azanian Investor publishes educational content for South Africans who are learning to invest for the first time. The goal is accuracy, clarity, and South Africa-specific relevance. Content is not written to sell products, generate sensational headlines, or provide personalised investment advice. If a topic cannot be explained clearly and honestly, it is not published.
How Content Is Researched
Every article on this site is based on publicly available South African sources. Primary sources include:
- SARS (South African Revenue Service) — for income tax brackets, retirement annuity deduction rules, and TFSA contribution limits
- National Treasury — for Regulation 28 requirements, budget announcements, and policy documents
- ETF and fund fact sheets — for TER figures, return data, and portfolio composition
- Platform fee schedules — for platform comparison pages, sourced directly from the platform’s published pricing
- JSE and fund manager disclosures — for market data and product information
Where specific claims rely on data from a particular source, that source is named in the article. Where return figures or projections are used in examples, the assumptions behind those figures are stated clearly.
How Calculators Are Built
Calculators on The Azanian Investor use compound interest formulas and SARS tax rules that are in effect for the stated tax year. Each calculator page shows:
- The tax year the rules apply to
- The assumptions used (return rate, inflation rate, fee assumptions where applicable)
- What the calculator does not account for (drawdown, variable fees, tax on withdrawal, etc.)
Calculator outputs are illustrations, not predictions or guarantees. Actual returns depend on the investment chosen, market conditions, fees, and individual tax circumstances. Calculators are reviewed and updated when SARS announces changes to limits or brackets.
How Pages Are Updated
Pages containing year-sensitive information — including tax brackets, TFSA annual limits, platform fees, and ETF return data — are reviewed at the following intervals:
- At each SARS budget announcement — for tax brackets, TFSA limits, and RA deduction caps
- Quarterly — for ETF return data, platform fee changes, and calculator assumptions
- As needed — when a reader reports an error or a rule changes outside the normal cycle
Every evergreen page shows a “Last updated” date near the top. This reflects when the content or data was last reviewed and revised, not just when the page was first published.
What Counts as Financial Advice — and What Does Not
Content on this site is educational. It explains how financial products work, shows how numbers behave under specific assumptions, and compares options using stated scenarios. It does not tell you what to do with your specific money in your specific situation. That distinction is important.
If you are making a significant financial decision — choosing between a TFSA and an RA, selecting a platform, or deciding how much to contribute — this site can help you understand the concepts involved. It cannot substitute for advice from a licensed financial planner who knows your full situation.
Reporting Errors
Accuracy is the most important editorial standard on this site. If you find a factual error — a wrong tax figure, an outdated rule, a broken calculator, or a misleading example — please report it via the contact page. Include the page URL, the specific error, and a source if you have one. Corrections are reviewed promptly and the page is updated with a note if a material change was made.
Reader-reported corrections are welcome and taken seriously. This site is better because of them.
Affiliate Links and Commercial Relationships
Some pages on this site include links to investing platforms. Where a link is an affiliate or referral link, this is noted on the relevant page. Affiliate relationships do not influence editorial decisions. Platforms are evaluated based on their fees, features, and suitability for beginner South African investors — not based on commission structures.
This site does not accept sponsored articles, paid reviews, or paid rankings.
Contact
For corrections, feedback, broken-link reports, or calculator bug reports, use the contact page. For general questions about how content is created, the answer is usually on this page. If not, ask directly.