TFSA Annual Limit Increased to R46,000
The Minister of Finance announced today (25 Feb 2026), in the 2026 Budget Speech, that the annual TFSA contribution limit will increase from R36,000 to R46,000 for the 2026/2027 tax year. The lifetime limit remains unchanged at R500,000. This is the first increase to the TFSA annual limit since 2020, when it went from R33,000 […]
5 Best ETFs to Buy in 2026 (For Your TFSA)
Today, we are exploring the 5 best ETFs to buy in 2026 for your TFSA. If you’re starting out a tax-free savings account (TFSA), or have already started it but you are unsure which ETFs to buy, this article will help you analyse some of the most bought ETFs for TFSAs in South Africa. The […]
Retirement Annuity Tax Deduction Explained (With Examples)
This article explains how the retirement annuity tax deduction works in South Africa and how much tax you can save based on your income. If you’re contributing to a retirement annuity, you’re entitled to a tax deduction. That deduction lowers your taxable income, which means you pay less tax now. The question most people have […]
TFSA vs Retirement Annuity: Where Does R3000 Grow Better?
If you have R3 000 a month to invest and you’re unsure whether a tax-free savings account (TFSA) or a retirement annuity (RA) is the better fit, the honest answer is: it depends. Your tax bracket, time horizon, access needs, and existing retirement benefits all affect which vehicle works better for you — and many […]